Mortgage rates aren’t likely to fall any time soon — here’s why

Key Points

Rates on a 30-year fixed mortgage rose above 7% in the week ended Jan. 16, according to Freddie Mac data.
Mortgage rates were below 3% as recently as late 2021.
They are unlikely to fall below 6% until 2026, economists said. That’s partly due to investor worries tied to President Donald Trump’s policy agenda, they said.

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