Why 22 million people may see ‘sharp’ increase in health insurance premiums in 2026

Key Points

The so-called “big beautiful bill” that President Donald Trump signed on July 4 cut taxes for many households.
However, the law didn’t extend an enhanced premium tax credit that has lowered health insurance premiums for millions of Affordable Care Act enrollees in recent years.
The tax break is slated to end after 2025, which is expected to raise premiums by an average 75% and lead about 4 million people to lose health insurance.

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