Personal saving

Car buyers pay 10% above the sticker price, on average — or more if you want a Jeep or Porsche
Business

Car buyers pay 10% above the sticker price, on average — or more if you want a Jeep or Porsche

Forget getting a deal; these days, anyone in the market for a new car could pay thousands over the sticker price before they drive off the lot. Limited inventory due to a persistent shortage of computer chips, along with other supply-chain challenges, helped propel new car prices up 10% from a year ago, according to […]

Read More
The U.S. retirement program receives a ‘C+’ quality, specialists say — even though it’s well worth  trillion. Here is why
Finance

The U.S. retirement program receives a ‘C+’ quality, specialists say — even though it’s well worth $39 trillion. Here is why

Essential Details The U.S. retirement process was presented a C+ quality in 2021 in the Mercer CFA Institute World wide Pension Index. The state also rated 17th on the Natixis Financial commitment Managers 2021 International Retirement Index. Nations this kind of as Iceland, Norway, the Netherlands, Switzerland, Denmark, Australia, Ireland and New Zealand obtained larger […]

Read More
The extended tax deadline is fast approaching for 19 million Americans. What to know if you still haven’t filed
Business

The extended tax deadline is fast approaching for 19 million Americans. What to know if you still haven’t filed

Cecilie Arcurs | Getty Images There’s about one month until the Oct. 17 tax deadline extension, and experts say filers need to prepare, especially for more complicated returns. An estimated all-time high of 19 million American taxpayers filed an extension for their 2021 returns, according to the IRS. Kevin Brady, a certified financial planner and […]

Read More
Here’s how to calculate your bill for student loan forgiveness, if you live in one of the 7 states that may tax it
Business

Here’s how to calculate your bill for student loan forgiveness, if you live in one of the 7 states that may tax it

If you’re expecting relief from President Joe Biden’s plan to forgive up to $20,000 in student loans, you may have state income tax liability, depending on where you live.  While legislation is evolving, it’s possible that seven states — Arkansas, California, Indiana, Minnesota, Mississippi, North Carolina and Wisconsin — may tax student loan forgiveness, according […]

Read More
6 money tips from pro athletes Isaiah Thomas and Dexter Fowler — and their financial advisor
Business

6 money tips from pro athletes Isaiah Thomas and Dexter Fowler — and their financial advisor

Malerapaso | Istock | Getty Images HUNTINGTON BEACH, Calif. — Professional athletes are faced with a difficult task early in their careers — learning to deal with big sums of cash as they’re thrust into stardom, often at a young age. Isaiah Thomas, an all-star basketball player, and major league baseball player Dexter Fowler sat […]

Read More
45-12 months-old who retired with  million claims ‘getting rich’ failed to make him happier—here’s what did
World

45-12 months-old who retired with $3 million claims ‘getting rich’ failed to make him happier—here’s what did

In 2007, at 30 a long time old, I attained a web truly worth of $1 million. I had saved 50% of my $150,000-for every-yr wage, invested 90% of each individual once-a-year bonus, and had a few effective serious estate investments. Incredibly, reaching that milestone did not make me happier. In fact, I felt fairly […]

Read More
‘It’s belt-tightening time’ — How to save as food inflation jumps more than 11% in a year
Business

‘It’s belt-tightening time’ — How to save as food inflation jumps more than 11% in a year

Going to the grocery store isn’t getting any cheaper. Rising food costs helped push inflation higher again last month, despite a drop in gas prices. The food index alone rose 11.4% over the past year, according to the latest consumer price index figures — marking the biggest 12-month jump since May 1979. The food-at-home index, a measure […]

Read More
Taxpayers can avoid a ‘very nasty surprise’ by making quarterly payments by Sept. 15
Business

Taxpayers can avoid a ‘very nasty surprise’ by making quarterly payments by Sept. 15

If you haven’t been sending part of your income to the IRS in recent months, this week is the last chance to avoid a tax penalty. The deadline for third-quarter estimated taxes is Sept. 15, applying to income from self-employment, small businesses, investments, gig economy work and more, according to the agency. “It’s a pay-as-you-go […]

Read More
Secondhand shopping is booming: Here’s how much you can save
Business

Secondhand shopping is booming: Here’s how much you can save

Largely out of necessity, consumers are getting creative about stretching their dollars. After inflation hit back-to-school budgets hard and as families are feeling the weight of holiday expectations, more are considering thrift shopping as a way to save. Bargain hunting is certainly not new. But with the Covid pandemic came a surge in “thrifting” and […]

Read More
Companies are slashing parental leave benefits as their ‘purse strings have tightened.’ Here’s how to prepare
Business

Companies are slashing parental leave benefits as their ‘purse strings have tightened.’ Here’s how to prepare

After boosting paid parental leave during the pandemic, many companies are now cutting or reducing the popular employee benefit.   In 2022, organizations with paid maternity leave dropped to 35% from 53% in 2020, according to the Society for Human Resource Management’s employee benefits survey. And fewer than one-third, 27%, now provide paid paternity leave, down […]

Read More