Personal saving

Amazon’s ‘Prime Early Access Sale’ is on — here are the best deals to shop now
Business

Amazon’s ‘Prime Early Access Sale’ is on — here are the best deals to shop now

Amazon’s two-day “Prime Early Access Sale” is underway. Look for significant discounts on Amazon devices, such as the Kindle, Echo and Fire TV streamer, and its private-label clothing, according to Julie Ramhold, a consumer analyst at DealNews.com. As part of the sale, the Fire 55-inch 4K Smart TV with hands-free Alexa is 80% off and some […]

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IRS delays guidelines, waiving penalties for some inherited retirement accounts until 2023
Business

IRS delays guidelines, waiving penalties for some inherited retirement accounts until 2023

Zinkevych | iStock | Getty Images If you inherited a retirement account in 2020 or 2021, the IRS is waiving penalties for some heirs who needed to start taking required minimum distributions right away, according to a notice issued Friday. The new rule won’t apply until 2023. Typically, there’s a 50% penalty when you skip […]

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Here’s how to pay 0% capital gains taxes with a six-figure income
Business

Here’s how to pay 0% capital gains taxes with a six-figure income

Luminola | E+ | Getty Images It’s natural to fixate on portfolio losses, especially with the S&P 500 down more than 20% for the year. But you may still have gains after years of growth, and the profits could qualify for a 0% tax rate, depending on your earnings. The thresholds may be higher than […]

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These are the 10 states where renters are most behind on payments — and high-cost California didn’t make the list
Business

These are the 10 states where renters are most behind on payments — and high-cost California didn’t make the list

South Dakota has the highest percentage of renters behind on payments, at 26%, according to a new study. Pictured, Mount Rushmore National Monument. Photo by Mike Kline (notkalvin) Renters across the U.S. are feeling the sting of soaring inflation, rising housing costs and the end of the national eviction ban. Some 15% of American households, […]

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‘Billions of pounds get still left behind’: The 401(k) field now has a ‘lost and found’ for your old retirement accounts
Finance

‘Billions of pounds get still left behind’: The 401(k) field now has a ‘lost and found’ for your old retirement accounts

Crucial Points Fidelity Investments, Vanguard Team and Alight Alternatives — a few of the greatest administrators of 401(k) programs — teamed up to routinely reconnect workers with savings left powering at outdated businesses. Present guidelines allow companies to transfer accounts of much less than $5,000 out of their 401(k) system. The companies account for about […]

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37-calendar year-aged millionaire reacts to couple who retired early with .2 million in Portugal: It is really ‘like cheating’
World

37-calendar year-aged millionaire reacts to couple who retired early with $2.2 million in Portugal: It is really ‘like cheating’

Dianne and Guillermo Rastelli retired in 2018 at ages 44 and 47, respectively, with $2.2 million. The pair decided to move overseas, to start with to Mexico, and then to Lisbon, Portugal, where by they now reside. They devote their days operating a Youtube channel wherever they document their fiscal journey and ongoing research for […]

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Why health-care open enrollment season may cost you more this year
Health

Why health-care open enrollment season may cost you more this year

sturti | E+ | Getty Images Don’t be surprised if you spend more time this year picking health-care benefits during open enrollment season.  Between rising inflation, policy-specific changes and employees wanting more health-care services, many people won’t be clicking the exact same boxes as last year. Last year during open enrollment — generally in the […]

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Key Democrat outlines 5 priorities for  billion in IRS funding
Business

Key Democrat outlines 5 priorities for $80 billion in IRS funding

Senate Finance Committee Chairman Ron Wyden, D-Ore., questions IRS Commissioner Charles Rettig at a Senate Finance Committee hearing. Tom Williams | Pool | Reuters Senate Finance Committee Chairman Ron Wyden, D-Ore., has outlined five priorities for the nearly $80 billion in IRS funding enacted in August through the Inflation Reduction Act.  Wyden shared expectations for […]

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The CNBC FA 100 ranking recognizes advisory firms that help clients navigate their financial lives
Business

The CNBC FA 100 ranking recognizes advisory firms that help clients navigate their financial lives

Marko Geber | DigitalVision | Getty Images In times of uncertainty — turbulent markets, high inflation, geopolitical turmoil — we often write about what financial advisors are recommending to clients. This advice often boils down to “stay calm” and “don’t let short-term news lead to impulsive moves that have long-term consequences.” Many advisors also offer […]

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This ‘wild card’ strategy offers retirees a fix for unpaid quarterly taxes. Here’s how to use it
Business

This ‘wild card’ strategy offers retirees a fix for unpaid quarterly taxes. Here’s how to use it

Portra | E+ | Getty Images If you’re retired and haven’t made the necessary quarterly estimated tax payments for 2022, there may still be time to avoid late penalties, experts say. Retirees must send tax payments four times per year if they don’t withhold enough from Social Security, pensions, investments or other sources of income.  […]

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