Personal finance
This is what typically happens to stocks after periods of high volatility
Key Points The S&P 500 have tended to experience significant gains in the year following periods of high volatility as measured by the VIX, Wall Street’s fear gauge, a new analysis shows. Volatility creates a “potential opportunity,” Edward Lee, an investment strategy analyst at the Wells Fargo Investment Institute, wrote in an analysis. Source
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More Americans are financing groceries with buy now, pay later loans — and more are paying those bills late, survey says
Key Points A Lending Tree survey found 25% of buy now, pay later users are funding grocery purchases with the loans, up from 14% in 2024. The survey said 41% of respondents said they made a late payment on a BNPL loan in the past year, up from 34% in the year prior. The figures […]
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Trump tariffs will hurt lower income Americans more than the rich, study says
Key Points Tariffs imposed by President Donald Trump are expected to raise costs on products for U.S. consumers. However, tariffs would hurt lower income households with a minimal impact on the top one percent of earners in 2026, according to an analysis by the Institute on Taxation and Economic Policy. Source
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Trump tariffs will hurt lower income Americans more than the rich, study says
Key Points Tariffs imposed by President Donald Trump are expected to raise costs on products for U.S. consumers. However, tariffs would hurt lower income households with a minimal impact on the top one percent of earners in 2026, according to an analysis by the Institute on Taxation and Economic Policy. Source
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U.S. judge temporarily blocks mass firings at consumer bureau
The US Consumer Financial Protection Bureau (CFPB) headquarters in Washington, DC, US, on Sunday, Feb. 2, 2025. Bloomberg | Bloomberg | Getty Images A federal judge on Friday halted the mass firings carried out Thursday afternoon at the U.S. Consumer Financial Protection Bureau, saying she was deeply concerned that the Trump administration had violatedcourt orders […]
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Should investors dump U.S. stocks for international equities? Here’s what experts are saying
Key Points U.S. stocks had been outperforming the world for years heading into 2025. Now, some investors are changing their investment strategy to boost their international exposure. Although global diversification may be a good move as U.S. markets come under pressure, CNBC Financial Advisor Council members caution against chasing returns. Source
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Here’s why retirees shouldn’t fully ditch stocks
Key Points Retirees may feel they’re protecting their nest eggs by getting out of stocks entirely. However, by doing so they’d increase their risk of outliving their savings during retirement, which may last decades, experts said. Source
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This homeowner cut her heating bill in half — and got a $1,200 tax credit
Key Points The energy efficient home improvement tax credit offers taxpayers up to $3,200 per year to offset the cost of projects like installing a heat pump or insulation. The Inflation Reduction Act extended the tax break through 2032 and made it more generous. Republicans may kill the tax credit as part of a multitrillion-dollar […]
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Cash may feel safe when stocks slide, but it has risks
Key Points Investors have fled stocks in favor of perceived safe havens like cash amid tariff-fueled market volatility. Cash may feel safer, but it also comes with risks for long-term savers, experts said. Cash interest rates generally lag stock returns by wide margins over time and are often negative after accounting for inflation. Source
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Tariffs, trade war inflation impact to be ‘pretty ugly’ by summer, economists say
Key Points Economists expect that tariffs will lead to higher prices for consumers. The price impact will be noticeable by summer, economists said. Food prices will be among the early indicators, then physical goods, they said. President Donald Trump may change course regarding policy, however. Source
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