More Americans are financing groceries with buy now, pay later loans — and more are paying those bills late, survey says

Key Points

A Lending Tree survey found 25% of buy now, pay later users are funding grocery purchases with the loans, up from 14% in 2024.
The survey said 41% of respondents said they made a late payment on a BNPL loan in the past year, up from 34% in the year prior.
The figures are the latest evidence that some consumers are having trouble affording essentials such as groceries under the pressure of high prices and interest rates.

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