Target-date funds — the most popular 401(k) plan investment — don’t work for everyone

Key Points

Target-date funds, known as TDFs, are a one-stop shop for retirement savers.
They are poised to capture about two-thirds of all 401(k) plan contributions by 2027, per one estimate.
They are well-suited for hands-off investors who crave simplicity, but there may be drawbacks for others with more complex finances, advisors said.

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