You’re ‘wired’ to overspend during the holidays, expert says — here’s what to do about it

Key Points

Consumers are “wired” to think more of the short term instead of long-term financial goals, according to a behavioral finance expert.
Americans expect to spend an average $1,014 on holiday gifts this year, according to a Gallup poll.
There are ways to check your spending during the holiday season, experts said.

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